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Essential Savings

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Capital Market
Investment Account

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Deposit (CDs)

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Capital Market Investment Account

  • Competitive interest rates earned on collected balances.
  • Unlimited ATM withdrawals and transfers in person.
  • No monthly service charge when $1,000.00 minimum daily balance is maintained.
  • Federal regulations limit third-party or pre-authorized transfers (including debit card transactions) to six per statement period, no more than three of which may be third-party checks.
  • Minimum opening deposit is only $100.00.

Interest rates are tiered based on daily collected balances. There is a monthly service fee of $7.00 if balance qualifier is not met. A service fee of $5.00 will be assessed for each third-party check withdrawal in excess of three per month.

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