USDA Guaranteed Rural Housing Program

• 30-year term
• Up to 100% financing
• Fixed rate
• No mortgage insurance
• No USDA limitations on the seller
• Closing cost, including one-time guarantee fee, can be included in the loan if the appraisal supports the loan request
• Property must be located in rural areas with a population of 10,000 or less and under certain conditions, towns and cities with between 10,000 and 25,000 residents

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