One-Time Closing Construction to Permanent Loan

Building your dream home requires only one simple step. Capital Bank Mortgage can finance the construction of your new home and obtain your permanent loan at the same time with our One-Time Closing Construction to Permanent Loan.

Mortgage lending is made easier.

• A single lending partner
• Only one application and only one fee
• One closing process and one single loan

Our competitive loan options can help you maximize your money.

• 1.00% origination fee
• A 360-day rate lock on fixed and adjustable rate mortgage loans with the option to lock at the lowest rate available after the completion of the construction phase
• Up to 95% financing

This One-Time Closing Construction to Permanent Loan is a single-close loan, which means that when your home construction is completed, the loan simply becomes a permanent mortgage. Also, up to the date of when your loan changes to a permanent mortgage, you can change your program to fit your financial needs!

If you are looking to build your dream home in one easy step, contact a Capital Bank mortgage consultant today to learn about our One-Time Closing Construction to Permanent Loan. Whether you are just breaking ground or finishing the last decorating details, Capital Bank Mortgage is proud to help our clients live their home ownership dreams!